Fast Rabobank Online Banking Help
Intro to Rabobank
Rabobank is a Dutch financial organization that started in Utrecht, Netherlands. It is a group of 129 independent banks connected through a global organization. They focus heavily on food and agricultural financing and are currently the second-largest bank in the Netherlands. In spite of a few scandals, they have remained a potent financial force on the food banking scene.
Rabobank originated in 1972 when a federal credit union spread across the nation started offering specialized and unified services to a variety of customers. The concept of cooperative movement inspired these banks. This was an idea originated by Fredrich Wilhelm Raiffeisen in Germany in 1864. He wanted to create a bank that was safe for farmers to use and which did not take advantage of them.
Expansion across the globe has included a new internet-only savings bank that is available for international users. Other advances include the purchase of several banks that allowed Rabobank to spread to California. While they are still mostly centered in this area, there is a chance that they could expand to include other farm-rich regions.
- Branch hours and locations
- Customer Service Number – 1 (800) 942-6222
- Routing Number – 122238420
- Swift Numbers – RABONL2U
Transferring Money Using Your Account
Like other banks, Rabobank allows you to transfer or wire money to different accounts. Its system operates exclusively through the website and is based on linking accounts. You can move money between your savings and checking account or to any other account to which you have linked your account. And it is, thankfully, quite easy to do without a lot of effort.
Start by logging into your account and clicking on the “Transfer Money” section. Here, you can choose the account from which you want to transfer money and the account to which you want to move the cash. You need to make sure that you set up access to these other banks using the information asked of you, such as the owner of the account, the type of account, its number, and the routing information.
After you have chosen the bank account information, you can then input the amount of money you wish to send. Just type in the amount using your number pad. Make sure when you are adding this information that you pay attention to the location of the decimal point. Adding too many numbers may cause you to spend more money than you wanted.
Thankfully, you must confirm the transfer before it sends. Click on “Send Money” if you are satisfied with the transfer. However, you can also hit “Cancel” if you need to edit the information you added. This step is important because it can ensure that your information is as accurate as possible. After editing your info, you can click on “Send Money” to start the process.
Most transfers from your account shouldn’t take more than a day to finish. It might even take less time to complete the transaction. The waiting time all depends on the bank to which you are sending the money. If you find that your transfer hasn’t finished after two or three days, you need to contact the bank to find out what happened. In most cases, there is likely a minor problem that is easy to solve.
How to Enroll in Rabobank
Enrolling in Rabobank is a fairly simple process. It starts by clicking on the “Login” button on the main page and selecting “Personal.” You will be taken to the login screen, where you can click “Enroll” to open a new account. Alternately, you can click on this link to go directly to the site and begin working on your online Rabobank account.
Once here, you must confirm that you have an account with Rabobank. This step requires adding your debit card number or PIN in the appropriate field. Type this information in the area and move on to the next, which is your account number. Input the account number here and input the last balance posted on your most recent statement.
From here, you can click on the “I have read and agree to the terms…” box and then on the “Continue” button to start. However, if you have a loan with Rabobank, you need to input the account number, the last payment amount, and the original principal amount to sign up. Using this type of account, you can track your loan payment process and adjust how much you pay.
For now, we’ll focus just on setting up a personal online account. After providing this information, you’ll be taken to a screen where you need to make a login name and a password. Create a login that you will remember and make sure that you include uppercase and lowercase letters and numbers. Do the same with your password, making sure to get a minimum of seven characters.
Try to avoid picking a password that you have used in the past with other bank accounts. You should also avoid making your login name something that is easy to guess. For example, your first and last name are probably not a good item to include for your login. Once you have created names (and the verification process as approved both), you can click on “Create Profile.”
You can immediately log in to your account or start setting up security measures. These include linking your account to your phone number or an e-mail address in case you forget your password. You can also create security questions that will pop up if somebody tries to log in to your account in a strange way or in a manner that raises concern.
For example, if somebody in another country tries to access your account with the correct password, the security system will trigger and force them to answer a security question. These questions are based on very personal information that can’t be randomly guessed. An e-mail or phone alert will be sent to you to let you know that somebody is trying to access your account.
Logging Into Your Rabobank Account
After you have created your Rabobank account, it is effortless to log in to your account. Start by clicking on the “Login” button. You will have to choose what type of account you created to proceed. As you created a personal account, scroll through the menu until you find “Personal.” Most of the time, this option should be the first available, so click on it if it is highlighted. If not, find it and then click on it.
After clicking on this button, you’ll enter the next screen. There will be a text box here where you must input your username. Make sure that you add it following the exact formatting you used when creating it. For example, all of the uppercase and lowercase letters must match. You must also include the numbers in the proper order to ensure that it is right.
Click on “Next” to move on to the password section. The same text box is now used to input your password. Type in your password exactly the way you inputted it when creating your profile and then click “Next.” At this point, you should be taken directly to your account. From here, you can access your various checking and savings amounts, transfer money, and more.
A failure to input the username or password correctly will cause the system to reject your login attempt. It will inform you that your information is inaccurate and allow you to change it. You can perform this step several times before the system locks you out. At this point, you either need to answer a security question, get a security code sent to your phone or e-mail or contact customer service to unlock your account.
And in some situations, there is a chance that you may be prompted to answer a security question when attempting to access your account. This action usually occurs if you are using a new computer or if your connection is not secure.
Simply type in the correct answer to the security question, and you will be taken directly to your account. This security action may also occur if you are attempting to perform what the system considers a questionable activity, such as transferring all of your checking account cash to your savings.
Rabobank Contact Information
- Account Inquiries – 1-800-942-6222
- Online Banking/ Mobile App Help – 1-800-942-6222
- Debit Cards – 1-800-942-6222
- Home Loans – 1-800-942-6222
- Wealth Management – 1-805-547-8500 or 1-805-879-9307
Using the Rabobank Branch Locator
The somewhat limited spread of Rabobank across the United States of America means that it can often hard to find a branch. Most are going to be centered in California. While many ATMs across the nation will accept your Rabobank debit card, you are unlikely to find any branches outside of the west coast area.
Thankfully, Rabobank included an easy-to-use branch finder on their website. The moment you access it, your area will be assessed and inputted into the system. This step will immediately set you up with the nearest branches or ATMs that accept Rabobank debit cards. If you are overwhelmed by the available locations, you can narrow them in a few different ways. For example, you can select just ATMs, branches, financial service centers, or agribusiness locations.
Once you find a location that suits your banking needs, click on it to zoom the map to its area. From here you can read about the branch, including its phone number, e-mail address, the types of services it offers, and the hours it operates. Most offices are going to be open through 9-5, but some may stay open a little bit longer or open their doors earlier. Unfortunately, you cannot sort your search results by their hours, which would be an excellent option if you were running low on time.
If for some reason you don’t want the site to track your location or the location tracking doesn’t work, you can input your area name directly into the search box. This action causes the system to search for nearby branches based on that location. It will accept either the name of the city where you are looking for a branch or the zip code. Adding a zip code tends to create more accurate search results.
FAQ on Rabobank
Q: Is there a mobile app for Rabobank?
Those who want to do mobile banking can download the Rabo Mobile Banking app. This program allows you to track your account, transfer money, and much more.
Q: Can I pay my bills on the mobile app?
Setting up recurring payments with your Rabo Mobile Banking app is very simple. Go into your “Bill Payment” section and follow the instructions there to set up a regular recurring payment.
Q: What security measures does Rabobank use?
All of your transactions are encrypted to ensure that they cannot be hacked. There are also multiple security services that track questionable login attempts to keep you safe.
Q: Can non-farmers use Rabobank?
Absolutely! While Rabobank was designed as a safe place for farmers to get high-quality banking services and obtain loans, it is open to anybody who wants to apply.
Q: How can I qualify for the internet-only account?
Those who get one of these accounts must qualify by answering a few questions on the application site. These questions ensure that your country allows this type of banking and if you have enough money to deposit into this account. These qualifications change slightly over the years.
Q: My account was hacked! What do I do?
Immediately change your password to something that is impossible to guess. Copy and paste that password into a file stored on your computer. Contact customer service to learn more about anti-hacking insurance and if it is possible to get back any money that may have been stolen.