TCF Bank Online Banking Guide
TCF Bank was founded in Minneapolis in 1923 as the Twin City Building and Loan Association. In 1936, it received a federal charter and changed its name to Twin City Federal Savings and Loan Association, a name later compressed to TCF.
Since then, TCF Bank has expanded to multiple states throughout the Midwest, including Illinois, Michigan, and Wisconsin. However, several western states, such as Colorado, Arizona, and South Dakota have a handful of branches. Michigan is one of its primary operating centers, as it purchased a Michigan-based bank in the 2000s and has an operating center in Midland in the state.
In spite of some legal troubles in the early 2000s, TCF Bank continues to have a significant presence in its operating states. And on January 28, 2019, Chemical Bank in Detroit merged with TCF to become one of the larger financial groups in Michigan. A vast majority of these Michigan-based branches focus on the metropolitan area in the southeast of the state, with their chapters outside this area mostly sold over a decade ago.
Branch Hours: 9 am to 5 PM: ATMs open 24 hours.
Locations: Over 200 locations in Minnesota, Illinois, Wisconsin, Michigan, Colorado, Arizona, and South Dakota.
Customer Service Phone Number: 1-800-823-2265
Routing Numbers :Arizona, 122106183: Colorado, 107006444; Illinois, 271972572; Indiana, 271972572; Michigan, 272471548; Minnesota, 291070001; South Dakota, 291070001; Wisconsin, 275071385
Swift Number: N/A
How to Wire Money With TCF Bank
TCF Bank is currently not part of the Swift network, which means you cannot use a Swift number to wire money to other accounts. However, TCF Bank does utilize a system for fund transfers that you can use to move money between your accounts.
This process allows you to set up bill payment with over 70,000 businesses, utilize same-day delivery, transfer money between your TCF Bank accounts, and create recurring transfers and payments. Setting up these transfers is very simple and includes the following steps:
- Login to your TCF Bank account to get started
- Click on the “Pay and Transfer” section of your account.
- Choose the appropriate option for your action, such as setting up recurring transfers or making a one-time payment.
- Input the information of the account to which you are transferring the money. This step typically includes the account and routing numbers.
- Add any other information that the transfer requires, such as the name of the account or business receiving the money, and more.
- Input the amount of money you plan on sending to the account.
- Click on “Submit” and double-check your information to ensure that it is accurate. At this point, you can go back and edit any details to ensure that your transfer is accurate.
- Finalize your transfer to send your money
This option is suitable only for transferring money to your accounts or creating bill payment options. Wiring money to other accounts requires working with Western Union. This service works with TCF Banks to create quick wire money transfers. Western Union transfers are only available at TCF Bank branches and not online.
How to Enroll and Login With TCF Bank
Enrolling With TCF Bank Online
- Click on this site to start. Check all of your information before beginning to ensure that you are ready to go. You’ll need your account information, your address, an email address, a Social Security number, and a phone number.
- Select “Got It! Enroll Now!” to begin the process. At this page, you’ll be asked to input your TCF account number, or your debit card number; your account PIN; and a Social Security or Federal Tax ID number. Click on “Next” to move on to verification.
- Look through the information on the verification page to ensure that it is accurate. Here you’ll find your mailing address, email address, and phone number. Make any adjustments, if necessary, to ensure that TCF Bank has all of the right information for your banking needs.
- Create a login ID that you can use to enter your account. Try to choose a name that is simple to remember but which isn’t easy to predict. Your first and last name may be too predictable, though variations including your first or last initial may work.
- Set your password. To protect your account, enter a nine-digit password that you know you will remember. A good password should include upper- and lower-case letters, numbers, and at least one symbol, such as #. Avoid using passwords you’ve used in the past or which are on your current accounts.
- Select a security question. Choose a question and answer that you can use to access your account if you forget your password or if someone tried to hack you. These questions should be highly personal and include details only you would know.
- Finish creating your account. After you’ve created your security question, you click on “Finish” to create your online account. Log in and add any extra information you want to your profile, such as extra people who can access your account or a description of yourself.
Logging Onto Your TCF Bank Account
- Go to the front page of TCF Bank and search for the login page. This section is located on the upper right of the page and should be very easy to find.
- Select your account type. Click on the drop-down menu to choose from the appropriate account type. These include personal banking, small business banking, commercial banking, credit card, online brokerage, and online loan payments.
- Input the account ID that you created when crafting your account. Make sure to input the ID exactly as you created it because even one missed character could cause login issues.
- Click next to add your password. After inputting your ID, click on the “Next” button to go to the password screen. Type in your password and click “Login” to get started with your TCF Bank online banking experience.
Consumer Banking: 612-823-2265, 800-TCF-BANK, and TTY numbers: 800-823-2265,800-343-6145, and 612-339-3075
Contact Center Hours: 7 am to 9 pm Monday through Friday: 7 am to 6 pm on Saturday; and 9 am to 6 pm on Sunday: all times are Central
Consumer Loans: 612-823-5363, 800-TCF-LEND, 800-823-5363, and TTY 763-559-0294.
TCF Investments: 612-334-7900 and 866-202-2736
Auto Finance: 888-810-8860
Treasury Management: 612-333-2722 and 877-784-8239
Lending Needs: 952-512-6394
Loan Servicing: 866-835-5044
TCF Equipment Finance: 866-311-2755
Winthrop Resources: 800-843-8264
TCF Inventory Finance: 877-872-8234 (US) and 877-800-4430 (Canada)
Email: This contact form. https://www.tcfbank.com/feedback
Legal Information: TCF National Bank
ATTN: Legal – DMCA
200 Lake Street East
Wayzata, MN 55391-1693, USA
TCF Branch Locator
The vast number of TCF Banks throughout the Midwest makes it easy for most people to find one near them. However, you may struggle to find a location if you’re new to an area or simply traveling through a city. Thankfully, the TCF Bank branch locator is easy to use and will help you find a branch or ATM for your banking purposes:
- Click on the branch locator link to get started. This tool syncs up to GPS sites to make finding a branch near you even easier.
- Input your address. Type in your address into the search bar and click on “Search” to begin. The branch locator will quickly assess your proximity to TCF Bank branches and ATMs.
- Look through your options. Once the search is over, the branch locator will highlight any branches or ATMs near you. Scroll through one until you find an option that suits your needs.
- Click on the branch in the search tag. After you’ve found the branch or ATM that you want to visit, click on its name to get information. These details include the address of the bank, their operating hours, and other details.
These simple steps should make finding a TCF Bank quite easy. However, you need to be in a state that has a TCF Bank branch to find one. The locator has a broad, but not limitless, search range and will come up with no results if a chapter isn’t near you.
TCF Bank FAQ
Q: How much does digital banking cost for TCF Bank customers?
Digital banking is free, though you will pay fees for certain extra services, such as express bill pay. No fees are charged without your approval.
Q: What accounts can I see with my digital account?
Your checking, savings, money market, IRA, personal loans, and overdraft protection accounts can all be accessed via your TCF Bank account.
Q: Can I select individual transactions on my account?
Click on the “Transaction” section of your menu and enter a keyword to search through your recent transactions. This option will help you find the transaction you want.
Q: Is check ordering available online?
Click on “Accounts and Statements” and select your checking account. Click on the “Order Checks” button to get started with the ordering process.
Q: What does export do for my account?
You can export your account data to a PDF, Excel, or Word file and print it out for physical storage. The account information you can export includes bill payments, transactions, and more.