Woodforest National Bank Online Help
About Woodforest National Bank
Woodforest National Bank has been in operation since 1980 and provides a variety of different products and services. They are mainly focused on providing credit and financial help for those who need it. However, they also offer wealth management, cash management, and merchant services for larger businesses in their service area.
They are currently privately owned and have a program known as the Employee Stock Ownership Plan. This group creates the most substantial shareholding interest in the company and is given out to all employees in the bank. This unique approach is one that rewards loyal employees for sticking with Woodforest for as long as possible in their banking career.
Currently, Woodforest National Break has spread throughout multiple states, including Alabama, Florida, Illinois, Maryland, Mississippi, Ohio, West Virginia, and even Texas. There are 700 different locations spread out across the country, making it easy to find a branch that can help you out if you decide to invest your cash with this bank.
- Branch hours and locations
- Customer Service – 1 (877) 968-7962
- Routing Numbers – 314972853, Alabama; 314972853, Florida; 314972853, Georgia; 081226829, Illinois; 071926809, Illinois; 081226829, Indiana; 071926809, Indiana; 314972853, Kentucky; 314972853, Louisiana; 053112592, Maryland; 314972853, Mississippi; 314972853, New York; 053112592, North Carolina; 044115809, Ohio; 044115809 and 031319058, Pennsylvania; 314972853, South Carolina; 113008465, Texas; 053112592,Virginia; 044115809 and 053112592, West Virginia
- Swift Number – NA
- Woodforest National Bank homepage
Wiring Money With Woodforest
Wiring money domestically with Woodforest is done using Clearing House Interbank Payment System (or CHIPS) or Fedwire. These are real-time transfers that should take place immediately (or at least on the same day) and allow the sender to access the money as quickly as possible. When wiring money, you need to provide the bank name, the routing number, your account number, the bank address, and pay a fee of $10 per incoming and $20 for outgoing.
Currently, there is no method for sending this money online. As a result, you need to go directly to your Woodforest National Bank branch and fill out a Wire Transfer Request Form. Fill out all of the fields required on the form and then submit it to a teller. After they look over the information and confirm its accuracy, you must pay the fee before they send it.
International transfers are done in the same way, though there is no Swift number to use for this service. You’ll also have to pay fees of $35 for incoming and $65 for outgoing money. All other currency changes will go into effect on your cash as well, making it essential to plan your transfer before doing it.
How to Enroll for a Woodforest National Bank Online Account
Enroll in a Woodforest National Bank online account by clicking on this link and providing the following information:
- Account Number
- Mother’s Maiden Name
- Primary ID Number
- Date of Birth
After finishing this simple form, you must create a personal username and password. Both of these pieces of data should be easy for you to remember but hard to guess. Make sure that each are at least seven or more characters in length and that you use both numbers and letters to make it harder to guess by hackers.
Once your username and pass are accepted, your account is ready to use. However, your access time will vary depending on your account status. If you just opened a new account on the same day that you created your online profile, you will only have access on the next day. Those who already have an account before the day they open their online portal will have access immediately.
How to Log In to Your Account at Woodforest
Go to the homepage of Woodforest National Bank and click on the “Login” button the upper left of the screen. This action will take you to a new page where you can input your username and password. Make sure that you input the information exactly how you did when you created your username and password. Failure to log in to your account can cause it to be locked out and require a reset. Resetting requires getting a security number sent to your e-mail or cell phone and inputting it in the reset form.
Contact Information for Woodforest Bank
- Main Office – Toll-Free: 1-877-968-7962 or Houston: 832-375-2000
- Mailing Address – Woodforest National Bank, P.O. Box 7889, The Woodlands, TX 77387-7889
- General E-Mail – [email protected]
- Support Inquiries – [email protected]
- Bill Payment Inquiries – [email protected]
- Concerns – [email protected]
- Concern Mailing Address – Woodforest National Bank, Attn: Customer Advocacy and Resolution, P.O. Box 7889, The Woodlands, Texas 77387-7889
- Check Verification – 1-888-247-4204
- 4-Hour Account Information – Toll-Free: 1-866-226-5724 or Houston: 832-375-2100
- Debit Card Help – Toll-Free: 1-866-682-7045 or Houston: 832-375-2002
How to Use the Woodforest Branch Locator
The Woodforest National Bank branch locator is one of the quickest ways to find a location for your banking services near you. It is very simple to use and shouldn’t take any more than a few minutes to find a location for your banking needs. For example, all you need to do is input your location into the search bar and hit enter to find branch spots that are near you.
Once you start the search process, a full list of nearby branches will appear on your screen. You can scroll through the available options and click on one to take a look at what it has to offer. Its information screen should include contact details, such as phone numbers and e-mail addresses, the hours the office is open, and what services are provided.
After reading through this information, you can zoom in on the map to get a better idea of how to reach the location. It will include the various roads that surround the site and will even include multiple nearby businesses that you can use to locate the branch. You can then take the address and input it into Google Maps or a similar GPS device to find the location.
Note that it will only identify branches in states that have Woodforest National Bank as a financial institution. While there are multiple branches spread across a broad variety of states, you might have a hard time finding one in areas further east or north of Texas. That said, if you live in a state that provides Woodforest National Bank branches, you can find them with this locator.
Woodforest Bank FAQ
Q: What is Woodforest Mobile Deposit?
This service is an interesting one that makes it possible to bank electronically and to make deposits of checks using a mobile device. Simply take a photo of the check and send it to a Woodforest National Bank branch near you. Once they receive the picture and confirm it is legitimate, they will deposit the money into your account. This service is good if you are on-the-go and need a quick way to deposit cash.
Q: Who is eligible to use this app?
Anybody who has created an online profile with Woodforest National Bank can use this service. You simply have to go to the app store on your mobile device and search for the Woodforest National Mobile app. After downloading it, log into your account using your login details. From here, you can accept the terms and conditions and select deposit. You can then select the account to which you want to deposit the check, sign the back of the check, and take a picture to submit it.
Q: What kind of overdraft protection is available?
Woodforest National Bank offers overdraft protection for all checks and transactions made using your checking account number and all automatic bill payments. However, they do not offer protection for ATM transactions or debit card use, unless you specify that you want that protection. In some situations, they may not offer this service. Typically, they refuse to help if you are continually over-drafting on your account.
Q: What fees do I pay for overdraft protection?
If you overdraft your account by less than $1.00, you don’t have to pay any price. However, you will have to pay an extra $29 every time that Woodforest National Bank offers you overdraft protection. They will only provide three of these protective measures in a day. Beyond that, they will also limit your monthly fees depending on the overdraft limit you created when you created your account.
Q: What is a simple business checking account?
A simple business account is designed for companies that have relatively low monthly transaction volumes. It is best for personal businesses or those with less than 10-15 employees. You need to deposit at least $100 to open the account and must keep a balance of at least $5,000 to avoid a monthly service charge. If you have less than that in your account, you will receive a $12 monthly service fee. You will also be charged $0.25 per charge after you pass 250.